Comprehensive Health Insurance Solutions

Discover health insurance and employee benefit partners that prioritize you and your employees’ well-being with coverage options tailored to meet your unique needs. Our plans offer financial protection and peace of mind, ensuring you're prepared for whatever the future holds.

Our Services

Small Business

(2-99 employees)

While we insure many types of organizations, central to our mission is working with closely held or owner-operated businesses. With over 140 SB clients we know the challenges and will hard work to help you grow and build your business. 

Individuals and Families

(If it is important to you)

If you or someone close to you needs help, we will take good care of them. We handle Individual plans both on and off exchange, Medicare, Life Insurance, and Medi-Cal. By keeping things in-house we maintain the same high level of service and quality that all of our business clients receive.

Large Groups

(100+ employees)

As your company grows, we will be with you every step of the way. In addition to planning and product placement, we will operate as your strategic advisor and back office. Our entire team will work with your team and you will receive the highest level of attention possible.

Our Clients

  • Nonprofits have a different set of challenges but their employees still need benefits. Frequently this includes a different management structure, limited budgets (although not all), integrating benefits with state benefits, etc. They are not our typical client but we enjoy working with them and do so whenever we can.

  • A number of our clients have a significant part of their workforce unionized. Some of these are where the rank and file is unionized and others vice versa. We are familiar and comfortable with working with carve-outs and know the ins and outs.

  • One of the most enjoyable aspects of what we do is working with companies that don’t fit in neatly anywhere. Whether you are an artist, a consultant, an expert, or just someone who marches to their own drum we are your broker.

  • Like you, I own my own business (happens to be in insurance) and I have employees that need coverage. We are intimately familiar with the challenges you face and the problems that come with the territory. So if you are looking for a broker that works as hard as you do, then we are your guys.

  • We insure multiple companies that are either a wholly owned subsidiary of an Asian or European parent company or an American company with part of their workforce overseas. We can help not only their US employees but their visiting employees and relatives. Sorry, we only speak English but rarely have trouble communicating.

  • We also insure a number of companies that have business operations spread throughout the USA including ones were the preponderance of employees are out of state. This takes a special knowledge of the carriers, provider networks, underwriting, as well as an understanding of the industry and workforce.

  • I started my working life in the construction industry and am very comfortable in it. We insure over 50 companies in the industry. Our clients’ areas of expertise run everywhere from foundations to roofs and everything in between. If you can build things, we can insure you.

  • We have worked with many serial entrepreneurs who operate multiple businesses or have their hand in many different ventures. We can help you leverage things when it’s beneficial or keep them separate when necessary.

  • Many people think that a startup is synonymous with high tech. To us it means any business that is either just starting, has new ownership, or is rapidly expanding. We have worked with dozens of startups, including high tech, and will help you develop a plan that will grow with you.

  • We are quite familiar with the dynamics of a family run business and can help you navigate through the interfamily relationships that naturally come with them. We are diplomatic, confidential, and respectful and will be a positive stable resource for businesses that have intergenerational, extended, and or growing families.

  • We work with large groups. They have their own dynamic which can be very different from smaller companies. Our biggest group has upwards of 400 souls although they became a client when they had 8 employees!

  • We are happy to work with businesses where only one or a handful of employees need insurance. If it qualifies as a group, we will get it underwritten. If not, we can insure them individually. This is a grossly underserved market and you will get lots of attention.

Ready to talk?

Call or email us to set up a confidential no-cost consultation on how we can help your business.